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YOUR NEEDS FIRST, HOME SECOND
Brenda MacDonald
Sales Representative

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Most Canadians Couldn’t Tell You What Their Home Is Worth Dear Friend, I want to give you your annual update on what your home is worth. I want you to be one of the few who are informed. You know the genuine value of “home and hearth,” but do you know the dollar value of your house—or how much of that value belongs to you? A number of key decisions can be more wisely made with the benefit of this knowledge. • Is your home adequately insured? If disaster were to strike, would your insurance cover the losses? In California, a state known for wild real estate escalation and wild fires, many devastated homeowners have learned the hard way that their homes were underinsured. • Is your estate plan based on a realistic estimate of your home’s worth? Assuming you have provided a means for your assets to be distributed upon your death, will your plan minimize the tax burden your heirs may face? Underestimating home equity could force loved ones to sell the family homestead to cover inheritance taxes. • Could your home mean more to your family than safety and warmth? Could home equity be put to use in financing your children’s college education? Funding a business? A more active retirement plan? Home improvements? • Do you know how to measure the value of your home? A Comparative Market Analysis (CMA) is the only tool that provides current pricing of homes in your style in your area. With a recent CMA and knowledge of your home’s condition relative to others that have tested the market, you can know an accurate dollar amount for your home. It’s a good life! Sincerely, Brenda MacDonald Sales Representative Oh, by the way™… if you know of someone who would appreciate the level of service I provide, please call me with their name and business number and I will be happy to follow up and take great care of them
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